About Keith Fenner

I joined the Spire Team at AmeriFirst Financial in August of 2013 and I'm so very thankful that I did. We place a true focus on our clients and referral partners well-being, and I am really proud to be a part of this special group! I am available to you anytime to answer your home purchase and refinance questions.

I graduated from the University of North Carolina Wilmington in 2009 and currently live in Arvada, CO with my wife Kelsey, our son Brady and our Golden Retriever, Moose. We love where we live and I love what I do! Outside the office, I am a current member of the Arvada Chamber of Commerce and the Arvada Young Professionals.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

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30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.


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